85%
Intake without manual touches
95%
Faster to assessment-ready
60%
Cost reduction at intake
Noxus Co-worker
·
First notice of loss

Noxus Co-worker
[Processing #48291]
Step 1
Loss notification received via WhatsApp → claim type identified
DOne
Step 2
Existing documentation reviewed against claim type requirements
DOne
Step 3
Outstanding documents identified and requested through the claimant's channel
Done
Step 4
Inbound documents received, classified, and validated against the required pack
DOne
Step 5
Claim file reviewed for completeness, all required fields verified, then claim opened, populated, and registered in the claims management system
DOne
4m 22s
Elapsed
4
Systems Checked
0
Manual Touches
How Noxus Works
Three layers that take a loss notification from any channel to a registered claim
Build a workflow in Noxus around how the operations team already runs FNOL, connecting to the policy administration system, claims history, and CRM, applying documentation requirements configured per claim type, and executing every step from notification receipt to claim registration in the claims management system.
Claim Intelligence
Receives loss notifications across channels, classifies the claim type from the FNOL notification, retrieves the policy record, assesses documentation submitted against process requirements, and requests what is missing through the same channel the claimant used.
RECEIVE
→
CLASSIFY
→
CHECKLIST
Autonomous Execution
Monitors submissions, identifies claim type and underlying requirements, runs completeness checks, sends automated chases, and registers claims and routes to the responsible team
ANALYSE
→
CHASE
→
REGISTER
Governance and Audit
Every step from notification receipt to claim registration is logged and replayable. Where the process requires human involvement, the case escalates with the full file already assembled. No AI system makes a coverage determination or opens a claim based on its own judgment.
SCALATELOG
→
REPLAY
Capabilities
What happens across each layer of FNOL workflow
A loss notification submitted through a portal arrives structured. One submitted by email arrives as free text with attachments. One submitted through a web form lands somewhere in between. Each submission is received, the relevant information extracted regardless of format, and the workflow initiated consistently. The channel the claimant used to submit determines the channel used to respond. There is no manual step between a notification arriving and the intake process starting.
Noxus Co-worker
Timeline
🔵
Processed
🔵
Done
🔵
Queued
outcome
Noxus Co-worker
Timeline
🔵
✓ Validated
🔵
✓ Compliant
🔵
Flagged
Compliance rate
Once a notification is received, the policy administration system, claims history, and CRM are queried to establish what is already known about the claimant and the policy. Drawing on knowledge bases configured per claim type, the required documentation is determined and what the claimant submitted is assessed against those requirements. Anything missing, out of date, or insufficient is requested through the claimant's own channel. Structured follow-up runs automatically until the minimum threshold is met. Once the file is complete, the claim record is opened in the claims management system, the required fields are populated with the information gathered across the intake process, and the claim is routed to the correct handler or team.
Every step across the intake process is logged in full as it executes, from the notification arriving through document assessment and follow-up to the claim record being opened and routed. Where the insurer's process requires human involvement, the case escalates with the complete file already assembled so the handler steps in with full context. No AI system makes a coverage determination. The workflow executes the rules the insurer has encoded. Where those rules do not provide a clear answer, the case routes to a human. Every action is replayable on demand for FCA Consumer Duty review.
Noxus Co-worker
·
FNOL Automation | AI Insurance Claims Management Software | Noxus
Timeline
🔵
09:41
Claim classified - FNOL parsed, policy #2847 retrieved
🔵
09:42
Document checklist generated - 4-item pack sent in single communication
🔵
09:44
3 of 4 documents received - vehicle reg outstanding, automated chase sent
🔵
09:46
Final document verified - assessment-ready pack routed to handler
Intelligence that actually does the work
Acknowledging receipt is not the same as processing a claim
A first notice of loss requires the notification to be processed, the policy record retrieved, the documentation assessed against the claim type, and the claim registered in the claims management system and routed to the right team.
Generic Automations
They acknowledge receipt and redirect claimants to the portal. When documents are missing, they stall, or return the case to a handler who starts from scratch with no context about what has already been attempted.
Inbox
Claim - Document Request
Claims Support · To: claimant
Thank you for getting in touch. Please upload your documents via the portal or email them to claims@insurer.com.
Noxus Co-workers
Connects to internal systems before the first contact goes out. Assesses submitted documentation against the requirements configured for this claim type. Requests only what is missing through the claimant's own channel. When the file is complete, opens the claim record in the claims management system, populates the required fields, and routes it to the correct team.
Noxus
Noxus Agent Steps
Claim classified - FNOL parsed, policy #2847 retrieved
Document checklist generated - 4-item pack sent in single communication
3 of 4 documents received - vehicle reg outstanding, automated chase sent
Final document verified - assessment-ready pack routed to handler
Operates inside your claims management system and document store
Noxus reads and writes to your existing claims platform - Guidewire, a proprietary CMS, or in-house tools. No API layer required. No migration prerequisite. If your team uses it today, Noxus operates inside it.
Every classification and routing decision governed and replayable
Step in the intake process is logged: document receipt, classification result, completeness check, chase action, and handler assignment. FCA Consumer Duty and GDPR audit requirements are met structurally - not contractually.
Live on your existing stack in 6-8 weeks
Most insurance claims processing software deployments require months of integration work. Noxus deploys on your existing environment and reaches production in 6-8 weeks - on live claim data, with real volume.
Measured Results
Numbers that move the business
85%
FNOL intake workflows completed without manual intervention
95%
Reduction in time from notification to assessment-ready file
60%
Reduction in cost per claim at intake
6–8 weeks
Time from contract to live on your existing stack
Built for Every Team
Noxus works across every role in the workflow
Claims Operations
Reduce the manual intake steps that absorb your team's capacity before assessment even begins
Compliance & Regulatory
Meet FCA Consumer Duty and GDPR requirements with a complete, replayable audit trail on every claim interaction
IT & Architecture
Deploy on your existing claims stack without API prerequisites or middleware projects. Noxus connects to Guidewire, your CMS, email, and document store natively.
Insurance
High-volume Document Operations
Regulated Environment
Outcome breakdown
Before
1. FNOL claims processed through outsourced BPO providers at high cost per claim
2. Manual data extraction from accident reports, handwritten forms, and policy documents
3. Operations dependent on external providers with no scalable path to handle volume growth
→
After Noxus
1. 75% of FNOL intake workflows completed without manual intervention
2. 93% precision on claims data processing across live volume
3. Claims processing brought in house with a workflow that scales without adding headcount
FNOL AUTOMATION RATE
75%
PRECISION ON LIVE DATA
93%
TIME TO DEPLOY
2 months
What Customers Say
Trusted by teams running the operations
★★★★★
“Noxus allows us to save 1,000s of hours per month in repetitive work across our operations”
Django L'OR
CEO @ Paybyrd
★★★★★
"We gained a partner that removes technical complexity and accelerates ideas into scalable AI solutions.”
Head Of Global Applications
Jerónimo Martins
★★★★★
"We tested solutions head-to-head and this was the clear winner."
Nuno Loureiro
Partner @ PWC
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Frequently Asked
Questions About FNOL & AI in Insurance
How does Noxus compare to other FNOL and AI insurance claims solutions?
Most AI insurance claims solutions handle one piece of the workflow - chatbot intake, document OCR, or workflow routing. Each is useful on its own, but none processes an FNOL insurance notification end-to-end and opens the claim in the downstream system. AI for insurance claims that only drafts or suggests leaves the handler doing the work. Automation in insurance claims only produces measurable savings when the full sequence runs without handoff: notification received, policy validated, documents assessed, claimant chased through their own channel, claim registered, handler routed. Noxus delivers insurance claims processing automation on live claim data, in production, on the systems you already run - with AI insurance claims processing applied to the unstructured parts and your rules governing every decision that matters.
Why do insurers need dedicated insurance claims management software for FNOL?
Traditional insurance claims software was built to store and track claim records once they are already opened. It does not run the intake process that precedes that - the notification parsing, policy lookup, documentation assessment, and claimant follow-up that take a loss notification from any channel to an opened claim. That is the gap Noxus fills. Purpose-built insurance claims management software at the FNOL layer sits in front of the existing claims platform, executes the full intake workflow, and hands the downstream system a populated, workable claim record. Insurance claims automation at this stage frees handler capacity, reduces cycle time, and removes the manual bottleneck between notification and assessment.
How is Noxus priced for an insurance deployment?
Noxus operates on a monthly platform license, priced by operational volume and deployment configuration. There is no per-seat pricing. Costs are predictable and scale with usage. The first engagement typically includes Deployment Engineering alongside the platform license to get the initial workflow to production. Subsequent claim types deploy at significantly lower incremental cost because the infrastructure is already running. Contact the team for a scoped estimate based on your volume and environment.
What does the IT security review process look like?
Noxus deploys on the client's own infrastructure, fully managed SaaS, private cloud VPC, or on-premises. Data does not leave the insurer's environment unless they choose otherwise. The platform uses role-based access control integrated with Azure AD or the insurer's existing identity system. Every action produces a tamper-evident audit trail. IT teams typically complete the security review in parallel with deployment setup. Noxus is certified against SOC 2 Type II and ISO 27001.
Does Noxus make any decisions about coverage or claim validity?
No. Noxus handles intake. It classifies the notification, retrieves internal data, determines what is missing, collects documents, and routes the file. No AI system opens a claim or makes a coverage determination. Where the insurer's protocol requires human judgment, a specific document type, an escalation threshold, or an ambiguous notification, the case routes to a handler with full context already assembled. The handler decides.
What does the handler actually receive?
A file containing the internal context assembled at intake, policy record, claims history, CRM data, alongside the verified document pack, a log of all claimant communications, and any escalation flags with context attached. The handler opens a workable file. Assessment starts immediately.
Can it handle the same claim type differently across different product lines?
Yes. Document checklists and escalation rules are configured per claim type and per product. A motor claim under a fleet product runs a different workflow from a personal lines motor claim. The configuration reflects the insurer's actual product structure, not a generic claim category. This is one of the reasons Noxus does not offer a standard template, the process varies by insurer and by line, and the deployment is built to reflect that.
What happens when a notification arrives with almost no information?
The AI worker extracts what it can from the notification, queries the insurer's systems to match the claimant to a policy record, and determines what minimum information is needed to proceed. If the notification is too sparse to act on, it requests the minimum required identifiers - policy number, date of loss, type of incident, through the same channel the notification came in on, before moving to document collection. The threshold for what constitutes sufficient initial information is configured at deployment.
What internal systems does Noxus connect to?
Noxus connects to your policy administration system, claims platform, CRM, email inbox, and any other system in the intake chain, including legacy platforms and in-house tools without modern API access. The connection uses the same interface your operations team uses today. There is no API prerequisite and no dependency on your core system vendor's integration roadmap. If your team uses it today, Noxus can operate inside it.
How quickly can a first notice of loss workflow be live on our systems?
Most deployments reach production in 6 to 8 weeks from contract signature, running on the client's actual systems with live claim data and real volume. Noxus Forward Deployment Engineering handles the integration setup. The first claim types deployed are typically the highest-volume, most repeatable workflows, like motor intake, property intake, or document collection for a specific product line. No large IT project is required from your team.
Ready to automate FNOL intake on your existing stack?
Live in 6–8 weeks. No API prerequisites. No migration project.















