FNOL Automation · Insurance Claims Management Software

FNOL Automation · Insurance Claims Management Software

Claim files complete and ready before the handler is assigned

Claim files complete and ready before the handler is assigned

Noxus automates intake, documentation and system population, providing handlers with verified files for assessment.

Noxus automates intake, documentation and system population, providing handlers with verified files for assessment.

85%

Intake without manual touches

95%

Faster to assessment-ready

60%

Cost reduction at intake

The Status Quo

Claims Triage & Prioritization · AI Insurance Operations

Every FNOL triggers a manual chain before a handler can start processing it

Today

Operations team

Notifications come in varied formats and channels

Manual review of claim type and required documents

Documents manually checked against required pack

Claimant contacted repeatedly for missing items

Claim opened and fields populated manually once complete

With Noxus

Co-worker

Every channel feeds a single governed workflow

Claim type and requirements identified automatically

Documents validated against the required pack on arrival

Outstanding items requested once, via claimant's channel

Claim opened, populated, and routed automatically

How Noxus Works

Three layers powering the FNOL workflow

Noxus connects to your policy administration system, claims history, and CRM, applies the documentation requirements configured per claim type, and runs every step from notification through to claim registration in your claims management solution.

01

Claim Intelligence

Receives loss notifications from any channel, classifies the claim type, and scores confidence before the workflow proceeds.

INGEST

CLASSIFY

SCORE

02

Autonomous Execution

Validates inbound documents against the required pack, routes the complete file to the correct handler, and writes a fully populated claim back into the system.

VALIDATE

ROUTE

WRITE-BACK

03

Governance and Audit

Every step from notification to claim registration is logged in full and replayable on demand for compliance review.

LOG

REPLAY

REVIEW

PROCESS IMPLEMENTATION

Book a working session with our experts designed around one of your processes

Bring a process you want to improve. Our experts show how it runs on Noxus, on your systems and data, and quantify the return, so you leave with a business case, not a demo.

Half a day · With our experts · Based in London & Lisbon

What you'll leave with

01

Prioritized business case

The highest-value processes in your operation, identified and ranked by impact.

02

Functional proof of concept

A working configuration of Noxus running on your real systems and data.

03

IT roadblock analysis

A structured assessment of integrations, security, and dependencies for IT approval.

Capabilities

What happens across each layer of FNOL workflow

Ingestion & Classification

Ingestion & Classification

Every channel the claimant uses to report a loss feeds into a single governed workflow

Every channel the claimant uses to report a loss feeds into a single governed workflow

Every channel the claimant uses to report a loss feeds into a single governed workflow

Whether portal form, free-text email, or web form, the relevant information is extracted regardless of format and the workflow initiated through the same channel the claimant used.

Processing

Processing

The policy record is reviewed, the documentation needs are determined, and any missing items are requested before a handler is involved

The policy record is reviewed, the documentation needs are determined, and any missing items are requested before a handler is involved

The policy record is reviewed, the documentation needs are determined, and any missing items are requested before a handler is involved

Policy admin, claims history, CRM queried; documents validated against your claim-type rules; gaps chased on the claimant's channel; claim opened in your insurance claims management software.

Governance

Governance

Every action from notification receipt to claim registration is logged, replayable, and governed by the rules the insurer has defined

Every action from notification receipt to claim registration is logged, replayable, and governed by the rules the insurer has defined

Every action from notification receipt to claim registration is logged, replayable, and governed by the rules the insurer has defined

Every step logged and replayable, human escalation triggered where the process requires it - and no AI ever makes a coverage decision or opens a claim on its own.

agentic operations

Acknowledging receipt is not the same as processing a claim

A first notice of loss requires the notification to be processed, the policy record retrieved, the documentation assessed against the claim type, and the claim registered in the insurance claims processing software and routed to the right team.

Generic Automations

Sends an acknowledgement. Stalls when documents are missing.

Noxus Co-workers

Reads the policy, assesses the file, requests what’s missing, opens the claim.

Measured results

Numbers that move the business

Measured outcomes from FNOL deployments on existing claims stacks.

85%

FNOL intake workflows completed without manual intervention

85%

FNOL intake workflows completed without manual intervention

95%

Reduction in time from notification to assessment-ready file

60%

Reduction in cost per claim at intake

6–8w

Time from contract to live on your existing stack

85%

FNOL intake workflows completed without manual intervention

95%

Reduction in time from notification to assessment-ready file

60%

Reduction in cost per claim at intake

6-8w

Reduction in cost per claim at intake

PROCESS IMPLEMENTATION

Designed around your process.

Bring a process you want to improve. Our experts show how it runs on Noxus, on your systems and data, and quantify the return, so you leave with a business case, not a demo.

Half a day · With our experts · Based in London & Lisbon

What you'll leave with

01

Prioritized business case

The highest-value processes in your operation, identified and ranked by impact.

02

Functional proof of concept

A working configuration of Noxus running on your real systems and data.

03

IT roadblock analysis

A structured assessment of integrations, security, and dependencies for IT approval.

Built for Every Team

Claims Operations

Reduce the manual intake steps that absorb your team's capacity before assessment even begins.

Compliance & Regulatory

Meet Consumer Duty and Legal requirements with a complete, replayable audit trail on every claim interaction.

IT & Architecture

Deploy on your existing claims stack without API prerequisites or middleware projects. Noxus connects to Guidewire, your CMS, email, and document store natively.

What Customers Say

Trusted by teams running the operations

“Noxus allows us to save 1,000s of hours per month in repetitive work across our operations”

Django L'OR

CEO @ Paybyrd

“Noxus allows us to save 1,000s of hours per month in repetitive work across our operations”

Django L'OR

CEO @ Paybyrd

"We gained a partner that removes technical complexity and accelerates ideas into scalable AI solutions.”

Head Of Applications

Jerónimo Martins

"We gained a partner that removes technical complexity and accelerates ideas into scalable AI solutions.”

Head Of Applications

Jerónimo Martins

"We tested solutions head-to-head and this was the clear winner."

Nuno Loureiro

Partner @ PWC

"We tested solutions head-to-head and this was the clear winner."

Nuno Loureiro

Partner @ PWC

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Frequently Asked

Questions about FNOL & AI in Insurance Claims Management

How quickly can a first notice of loss workflow be live on our systems?

Most deployments reach production in 6 to 8 weeks from contract signature, running on the client's actual systems with live claim data and real volume. Noxus Forward Deployment Engineering handles the integration setup. The first claim types deployed are typically the highest-volume, most repeatable workflows, like motor intake, property intake, or document collection for a specific product line. No large IT project is required from your team.

What internal systems does Noxus connect to?

Noxus connects to your policy administration system, claims platform, CRM, email inbox, and any other system in the intake chain, including legacy platforms and in-house tools without modern API access. The connection uses the same interface your operations team uses today. There is no API prerequisite and no dependency on your core system vendor's integration roadmap. If your team uses it today, Noxus can operate inside it.

What happens when a notification arrives with almost no information?

The AI worker extracts what it can from the notification, queries the insurer's systems to match the claimant to a policy record, and determines what minimum information is needed to proceed. If the notification is too sparse to act on, it requests the minimum required identifiers - policy number, date of loss, type of incident, through the same channel the notification came in on, before moving to document collection. The threshold for what constitutes sufficient initial information is configured at deployment.

Can it handle the same claim type differently across different product lines?

Yes. Document checklists and escalation rules are configured per claim type and per product. A motor claim under a fleet product runs a different workflow from a personal lines motor claim. The configuration reflects the insurer's actual product structure, not a generic claim category. This is one of the reasons Noxus does not offer a standard template, the process varies by insurer and by line, and the deployment is built to reflect that.

What does the handler actually receive?

A file containing the internal context assembled at intake, policy record, claims history, CRM data, alongside the verified document pack, a log of all claimant communications, and any escalation flags with context attached. The handler opens a workable file. Assessment starts immediately.

Does Noxus make any decisions about coverage or claim validity?

No. Noxus handles intake. It classifies the notification, retrieves internal data, determines what is missing, collects documents, and routes the file. No AI system opens a claim or makes a coverage determination. Where the insurer's protocol requires human judgment, a specific document type, an escalation threshold, or an ambiguous notification, the case routes to a handler with full context already assembled. The handler decides.

What does the IT security review process look like?

Noxus deploys on the client's own infrastructure, fully managed SaaS, private cloud VPC, or on-premises. Data does not leave the insurer's environment unless they choose otherwise. The platform uses role-based access control integrated with Azure AD or the insurer's existing identity system. Every action produces a tamper-evident audit trail. IT teams typically complete the security review in parallel with deployment setup. Noxus is certified against SOC 2 Type II and ISO 27001.

How is Noxus priced for an insurance deployment?

Noxus operates on a monthly platform license, priced by operational volume and deployment configuration. There is no per-seat pricing. Costs are predictable and scale with usage. The first engagement typically includes Deployment Engineering alongside the platform license to get the initial workflow to production. Subsequent claim types deploy at significantly lower incremental cost because the infrastructure is already running. Contact the team for a scoped estimate based on your volume and environment.

Why do insurers need dedicated insurance claims management software for FNOL?

Traditional insurance claims software was built to store and track claim records once they are already opened. It does not run the intake process that precedes that - the notification parsing, policy lookup, documentation assessment, and claimant follow-up that take a loss notification from any channel to an opened claim. That is the gap Noxus fills. Purpose-built insurance claims management software at the FNOL layer sits in front of the existing claims platform, executes the full intake workflow, and hands the downstream system a populated, workable claim record. Insurance claims automation at this stage frees handler capacity, reduces cycle time, and removes the manual bottleneck between notification and assessment.

How does Noxus compare to other FNOL and AI insurance claims solutions?

Most AI insurance claims solutions handle one piece of the workflow - chatbot intake, document OCR, or workflow routing. Each is useful on its own, but none processes an FNOL insurance notification end-to-end and opens the claim in the downstream system. AI for insurance claims that only drafts or suggests leaves the handler doing the work. Automation in insurance claims only produces measurable savings when the full sequence runs without handoff: notification received, policy validated, documents assessed, claimant chased through their own channel, claim registered, handler routed. Noxus delivers insurance claims processing automation on live claim data, in production, on the systems you already run - with AI insurance claims processing applied to the unstructured parts and your rules governing every decision that matters.

Ready to automate FNOL intake on your existing stack?

Live in 6–8 weeks. No API prerequisites. No migration project.

Enterprise-grade security

SOC 2 TYPE I & ISO 27001

Made in Europe

Based in London & Lisbon

Copyright ©2026, Noxus. All rights reserved.

Enterprise-grade security

SOC 2 TYPE I & ISO 27001

Made in Europe

Based in London & Lisbon

Copyright ©2026, Noxus. All rights reserved.

Enterprise-grade security

SOC 2 TYPE I & ISO 27001

Made in Europe

Based in London & Lisbon

Copyright ©2026, Noxus. All rights reserved.

PROCESS IMPLEMENTATION

Book a working session with our experts designed around one of your processes

Bring a process you want to improve. Our experts show how it runs on Noxus, on your systems and data, and quantify the return, so you leave with a business case, not a demo.

Half a day · With our experts · Based in London & Lisbon

What you'll leave with

01

Prioritized business case

The highest-value processes in your operation, identified and ranked by impact.

02

Functional proof of concept

A working configuration of Noxus running on your real systems and data.

03

IT roadblock analysis

A structured assessment of integrations, security, and dependencies for IT approval.

PROCESS IMPLEMENTATION

Book a working session with our experts designed around one of your processes

Bring a process you want to improve. Our experts show how it runs on Noxus, on your systems and data, and quantify the return, so you leave with a business case, not a demo.

Half a day · With our experts · Based in London & Lisbon

What you'll leave with

01

Prioritized business case

The highest-value processes in your operation, identified and ranked by impact.

02

Functional proof of concept

A working configuration of Noxus running on your real systems and data.

03

IT roadblock analysis

A structured assessment of integrations, security, and dependencies for IT approval.